Bloomsdale Bank · Missouri · 2025

Bloomsdale Bank in Missouri: approval rate, denial rate and rates (2025)

Bloomsdale Bank took 206 mortgage applications in Missouri in 2025, ranking #181 of 1,023 lenders active in the state. It originated 90.8% of them and denied 2.4% (2.5% of the applications it decided), against a statewide denial rate of 15.1%.

206Applicationsin MO
2.5%Decision denial ratestate 18.7%
Median ratestate 6.63%
$205,000Median loanstate $175,000
$49MVolume18 counties

Bloomsdale Bank in Missouri vs the state

2.4%Denial rate-12.64 pts vs state
2.5%Decision denial rate-16.25 pts vs state
90.8%Origination rate+28.12 pts vs state
Median rate
Rate spread (pts)
$120kMedian applicant income
187Loans originated
5Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231351203.0%#197
20241671554.2%#188
20252061872.4%#181

What Bloomsdale Bank lends in Missouri

By loan purpose

Home purchase 126 61% · 0.0% denied
Refinance 28 14% · 3.6% denied
Cash-out refinance 26 13% · 11.5% denied
Home improvement 2 1% · 0.0% denied
Other / HELOC 24 12% · 4.2% denied

By loan type

Conventional 206 100% · 2.4% denied

Why it denied Missouri applicants

Credit history 2 40%
Debt-to-income ratio 2 40%
Collateral 1 20%

Where in Missouri

Counties with the most Bloomsdale Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ste. Genevieve County 82731 1.2%
Jefferson County 63603 4.8%
St. Louis County 16150 0.0%
St. Francois County 15101 6.7%
St. Louis city 770 0.0%
St. Charles County 550 0.0%
Perry County 430 0.0%
Washington County 330 0.0%
Camden County 220 0.0%
Cape Girardeau County 110 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 206 applications in 2025, of which 187 were originated and 5 denied.

2.4% of all applications, or 2.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bloomsdale Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology