Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | D | $4.4B | 42,683 | 25.8% | 7.59% |
| 2 | Rocket MortgagePlymouth, MI | C | $3.2B | 23,165 | 18.5% | 6.63% |
| 3 | United Shore Financial ServicesPlymouth, MI | B | $2.7B | 14,626 | 13.1% | 6.45% |
| 4 | Crosscountry MortgageCleveland, OH | B | $2.6B | 16,066 | 3.1% | 6.75% |
| 5 | Fifth Third BankCincinnati, OH | D | $2.0B | 21,939 | 25.6% | 7.50% |
| 6 | Union Savings BankCincinnati, OH | A | $1.6B | 6,982 | 5.1% | 6.75% |
| 7 | JPMorgan Chase BankColumbus, OH | B | $1.3B | 6,671 | 10.3% | 6.50% |
| 8 | Union Home MortgageStrongsville, OH | B | $1.3B | 7,114 | 4.6% | 6.75% |
| 9 | Third Federal Savings and Loan Association of ClevelandCleveland, OH | C | $1.2B | 12,622 | 23.0% | 6.74% |
| 10 | PNC BankWilmington, DE | D | $1.2B | 11,607 | 24.6% | 7.40% |
| 11 | NFMLinthicum, MD | A | $925M | 4,370 | 1.1% | 6.75% |
| 12 | Bellwether Enterprise Real Estate CapitalCleveland, OH | C | $924M | 51 | 3.9% | — |
| 13 | Mortgage Research CenterColumbia, MO | C | $861M | 6,947 | 18.3% | 6.25% |
| 14 | Wright-Patt Credit UnionBeavercreek, OH | C | $829M | 8,791 | 28.1% | 7.50% |
| 15 | First Financial BankCincinnati, OH | D | $777M | 4,284 | 22.3% | 6.25% |
| 16 | Guaranteed RateChicago, IL | B | $766M | 4,955 | 3.9% | 6.58% |
| 17 | U.S. BankCincinnati, OH | D | $750M | 8,623 | 38.0% | 7.60% |
| 18 | WesBanco BankWheeling, | B | $701M | 4,383 | 17.3% | 6.38% |
| 19 | Citizens BankProvidence, RI | C | $683M | 7,775 | 24.3% | 7.65% |
| 20 | Pennymac Loan ServicesWestlake Village, CA | C | $654M | 5,767 | 11.8% | 6.49% |
| 21 | Freedom MortgageBoca Raton, FL | B | $626M | 5,665 | 8.8% | 6.25% |
| 22 | NVR Mortgage FinanceReston, VA | B | $601M | 2,433 | 15.8% | 6.25% |
| 23 | Fairway Independent MortgageMadison, WI | B | $585M | 3,509 | 3.4% | 6.75% |
| 24 | Loandepot.ComIrvine, CA | D | $573M | 5,699 | 20.7% | 6.75% |
| 25 | The Park National BankNewark, OH | C | $539M | 4,596 | 16.8% | 7.25% |
| 26 | Lument Real Estate CapitalDover, DE | C | $498M | 36 | 2.8% | 5.87% |
| 27 | NewrezWilmington, DE | D | $495M | 5,795 | 19.0% | 6.75% |
| 28 | M/i FinancialColumbus, OH | A | $474M | 1,365 | 1.2% | 5.88% |
| 29 | Howard Hanna Financial ServicesPittsburgh, PA | A | $472M | 2,100 | 0.9% | 6.63% |
| 30 | LowerColumbia, MD | C | $465M | 2,641 | 8.1% | 6.63% |
| 31 | Pulte MortgageWilmington, DE | A | $451M | 1,408 | 9.5% | 5.63% |
| 32 | Victory MortgageErlanger, KY | A | $449M | 1,355 | 3.8% | 5.88% |
| 33 | Ruoff Mortgage CompanyFort Wayne, IN | A | $437M | 2,464 | 4.8% | 6.75% |
| 34 | KeyBankCleveland, OH | C | $401M | 3,468 | 24.7% | 6.63% |
| 35 | Walker & DunlopBethesda, MD | C | $393M | 28 | 7.1% | 5.82% |
| 36 | First National Bank of PennsylvaniaHermitage, PA | B | $379M | 2,206 | 23.9% | 6.49% |
| 37 | Superior Credit UnionLima, OH | D | $355M | 3,705 | 12.7% | 6.50% |
| 38 | Navy Federal Credit UnionVienna, VA | D | $351M | 3,865 | 19.6% | 7.00% |
| 39 | First Commonwealth BankIndiana, PA | C | $350M | 2,066 | 18.2% | 6.13% |
| 40 | Civista BankSandusky, OH | B | $348M | 1,642 | 11.3% | 6.75% |
| 41 | Dhi Mortgage CompanyArlington, TX | B | $345M | 1,465 | 15.2% | 4.75% |
| 42 | Kiavi FundingWilmington, DE | D | $321M | 3,993 | 4.9% | 9.95% |
| 43 | First Community MortgageMurfreesboro, TN | A | $320M | 1,518 | 3.8% | 6.63% |
| 44 | First Federal Savings and Loan Association of LakewoodLakewood, OH | B | $320M | 1,604 | 10.4% | 6.75% |
| 45 | Broker SolutionsTustin, CA | D | $294M | 4,499 | 9.2% | 6.99% |
| 46 | Mutual of Omaha MortgageSan Diego, CA | C | $289M | 2,023 | 14.6% | 6.63% |
| 47 | Synergy One LendingSan Diego, CA | C | $276M | 1,908 | 5.7% | 6.75% |
| 48 | The State Bank and TrustDefiance, OH | B | $273M | 1,383 | 8.8% | 6.50% |
| 49 | First Merchants BankMuncie, IN | C | $271M | 498 | 17.3% | 6.50% |
| 50 | Primelending, a PlainscapitalDallas, TX | A | $269M | 1,466 | 4.5% | 6.75% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
