Bellwether Enterprise Real Estate Capital · Ohio · 2025

Bellwether Enterprise Real Estate Capital in Ohio: approval rate, denial rate and rates (2025)

Bellwether Enterprise Real Estate Capital took 51 mortgage applications in Ohio in 2025, ranking #406 of 1,092 lenders active in the state. It originated 96.1% of them and denied 3.9% (3.9% of the applications it decided), against a statewide denial rate of 17.7%.

51Applicationsin OH
3.9%Decision denial ratestate 21.9%
Median ratestate 6.88%
$13,765,000Median loanstate $155,000
$924MVolume16 counties

Bellwether Enterprise Real Estate Capital in Ohio vs the state

3.9%Denial rate-13.77 pts vs state
3.9%Decision denial rate-17.97 pts vs state
96.1%Origination rate+36.18 pts vs state
Median rate
Rate spread (pts)
Median applicant income
49Loans originated
2Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
202351469.8%#394
2024322618.8%#460
202551493.9%#406

What Bellwether Enterprise Real Estate Capital lends in Ohio

By loan purpose

Refinance 9 18% · 11.1% denied
Cash-out refinance 38 75% · 0.0% denied
Other / HELOC 4 8% · 25.0% denied

By loan type

Conventional 47 92% · 2.1% denied
FHA 4 8% · 25.0% denied

Why it denied Ohio applicants

Other 2 100%

Where in Ohio

Counties with the most Bellwether Enterprise Real Estate Capital applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Franklin County 11110 0.0%
Hamilton County 11110 0.0%
Montgomery County 550 0.0%
Clermont County 330 0.0%
Greene County 330 0.0%
Cuyahoga County 330 0.0%
Erie County 211 50.0%
Knox County 220 0.0%
Summit County 220 0.0%
Medina County 220 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 51 applications in 2025, of which 49 were originated and 2 denied.

3.9% of all applications, or 3.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bellwether Enterprise Real Estate Capital's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology