The Huntington National Bank in Ohio vs the state
25.8%Denial rate+8.08 pts vs state
29.9%Decision denial rate+8.00 pts vs state
58.2%Origination rate-1.75 pts vs state
7.59%Median rate+0.71 pts vs state
0.57Rate spread (pts)+0.19 pts vs state
$86kMedian applicant income
24,819Loans originated
11,001Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43,555 | 24,143 | 28.2% | 8.14% | #1 |
| 2024 | 44,757 | 24,948 | 28.2% | 8.45% | #1 |
| 2025 | 42,683 | 24,819 | 25.8% | 7.59% | #1 |
What The Huntington National Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 4,504 | 2,312 | 1,451 | 32.2% |
| Franklin County | 4,493 | 2,572 | 1,190 | 26.5% |
| Summit County | 3,045 | 1,813 | 750 | 24.6% |
| Stark County | 2,439 | 1,551 | 514 | 21.1% |
| Lucas County | 2,050 | 1,209 | 515 | 25.1% |
| Lorain County | 1,807 | 1,054 | 494 | 27.3% |
| Mahoning County | 1,498 | 793 | 458 | 30.6% |
| Hamilton County | 1,478 | 838 | 405 | 27.4% |
| Lake County | 1,348 | 800 | 316 | 23.4% |
| Medina County | 1,303 | 787 | 308 | 23.6% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
| Union Home Mortgage | B | 7,114 | 4.6% | 6.75% |
Frequently asked questions
Ohio: 42,683 applications in 2025, of which 24,819 were originated and 11,001 denied.
25.8% of all applications, or 29.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans The Huntington National Bank originated in Ohio in 2025 was 7.59%, against a statewide median of 6.88%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology