Largest lenders in Stark County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | D | 2,439 | 1,551 | 21.1% | 7.59% |
| 2 | Crosscountry Mortgage | B | 993 | 713 | 2.8% | 6.75% |
| 3 | Rocket Mortgage | C | 932 | 683 | 18.4% | 6.63% |
| 4 | Citizens Bank | C | 698 | 492 | 16.6% | 7.65% |
| 5 | First Commonwealth Bank | C | 582 | 378 | 19.1% | 5.99% |
| 6 | CANTON SCHOOL EMPLOYEES Federal Credit Union | B | 462 | 373 | 12.3% | 9.00% |
| 7 | PNC Bank | D | 330 | 214 | 21.8% | 7.39% |
| 8 | Mortgage Research Center | C | 288 | 167 | 15.3% | 6.25% |
| 9 | United Shore Financial Services | B | 287 | 193 | 16.7% | 6.13% |
| 10 | Fairway Independent Mortgage | B | 283 | 235 | 2.8% | 6.63% |
| 11 | JPMorgan Chase Bank | B | 278 | 183 | 13.0% | 6.63% |
| 12 | Fifth Third Bank | D | 273 | 160 | 26.4% | 7.74% |
| 13 | Mutual of Omaha Mortgage | C | 245 | 181 | 9.4% | 6.88% |
| 14 | Newrez | D | 208 | 85 | 20.7% | 6.75% |
| 15 | The Farmers National Bank of Canfield | B | 200 | 153 | 14.5% | 6.50% |
| 16 | Third Federal Savings and Loan Association of Cleveland | C | 192 | 119 | 22.9% | 6.99% |
| 17 | Coastal Community Bank | C | 184 | 53 | 1.1% | 11.74% |
| 18 | Pennymac Loan Services | C | 171 | 90 | 6.4% | 6.50% |
| 19 | Guaranteed Rate | B | 168 | 110 | 5.4% | 6.61% |
| 20 | KeyBank | C | 167 | 109 | 21.0% | 7.13% |
| 21 | Freedom Mortgage | B | 167 | 70 | 15.6% | 6.25% |
| 22 | NVR Mortgage Finance | B | 167 | 105 | 25.2% | 6.38% |
| 23 | Polaris Home Funding | C | 166 | 129 | 8.4% | 6.75% |
| 24 | Loandepot.Com | D | 145 | 67 | 35.2% | 7.13% |
| 25 | Union Home Mortgage | B | 140 | 107 | 5.7% | 6.88% |
Best approval odds in Stark County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Community One Credit Union of Ohio | 75 | 0.0% |
| 2 | NFM | 77 | 0.0% |
| 3 | Nations Lending | 106 | 0.0% |
| 4 | Gvc Mortgage | 110 | 0.9% |
| 5 | Coastal Community Bank | 142 | 1.4% |
| 6 | Fairway Independent Mortgage | 243 | 3.3% |
| 7 | Crosscountry Mortgage | 756 | 3.7% |
| 8 | Stark | 97 | 4.1% |
| 9 | Synergy One Lending | 72 | 4.2% |
| 10 | Consumers National Bank | 51 | 5.9% |
What Stark County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Stark County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 12,211 | 7,563 | 18.7% | 7.13% | $115,000 |
| 2024 | 12,983 | 8,011 | 18.4% | 7.13% | $125,000 |
| 2025 | 14,794 | 9,297 | 16.1% | 6.88% | $135,000 |
Frequently asked questions
16.1% of applications in Stark County were denied in 2025, against 17.7% statewide in Ohio.
The Huntington National Bank, with 2,439 applications in 2025 and a denial rate of 21.1%.
The median mortgage application in Stark County in 2025 was for $135,000; the median property value on originated loans was $245,000.