CANTON SCHOOL EMPLOYEES Federal Credit Union · Ohio · 2025

CANTON SCHOOL EMPLOYEES Federal Credit Union in Ohio: approval rate, denial rate and rates (2025)

CANTON SCHOOL EMPLOYEES Federal Credit Union took 506 mortgage applications in Ohio in 2025, ranking #135 of 1,092 lenders active in the state. It originated 81.0% of them and denied 12.3% (12.7% of the applications it decided), against a statewide denial rate of 17.7%.

506Applicationsin OH
12.7%Decision denial ratestate 21.9%
9.00%Median ratestate 6.88%
$55,000Median loanstate $155,000
$29MVolume10 counties

CANTON SCHOOL EMPLOYEES Federal Credit Union in Ohio vs the state

12.3%Denial rate-5.44 pts vs state
12.7%Decision denial rate-9.19 pts vs state
81.0%Origination rate+21.13 pts vs state
9.00%Median rate+2.13 pts vs state
0.31Rate spread (pts)-0.08 pts vs state
$83kMedian applicant income
410Loans originated
62Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
202344735611.9%9.25%#121
202444835810.9%9.00%#128
202550641012.3%9.00%#135

What CANTON SCHOOL EMPLOYEES Federal Credit Union lends in Ohio

By loan purpose

Home purchase 50 10% · 12.0% denied
Refinance 12 2% · 8.3% denied
Cash-out refinance 116 23% · 47.4% denied
Home improvement 171 34% · 0.0% denied
Other / HELOC 157 31% · 0.0% denied

By loan type

Conventional 500 99% · 11.6% denied
FHA 4 1% · 75.0% denied
VA 1 0% · 0.0% denied
USDA / RHS 1 0% · 100.0% denied

Why it denied Ohio applicants

Credit history 25 40%
Debt-to-income ratio 23 37%
Collateral 10 16%
Other 2 3%
Employment history 1 2%
Incomplete application 1 2%

Where in Ohio

Counties with the most CANTON SCHOOL EMPLOYEES Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Stark County 46237357 12.3%
Summit County 18152 11.1%
Carroll County 11110 0.0%
Tuscarawas County 660 0.0%
Columbiana County 220 0.0%
Portage County 220 0.0%
Cuyahoga County 202 100.0%
Harrison County 101 100.0%
Franklin County 110 0.0%
Lorain County 100 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 506 applications in 2025, of which 410 were originated and 62 denied.

12.3% of all applications, or 12.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans CANTON SCHOOL EMPLOYEES Federal Credit Union originated in Ohio in 2025 was 9.00%, against a statewide median of 6.88%.

About this data. Figures are CANTON SCHOOL EMPLOYEES Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology