Rocket Mortgage in Ohio vs the state
18.5%Denial rate+0.82 pts vs state
20.0%Decision denial rate-1.93 pts vs state
71.9%Origination rate+12.00 pts vs state
6.63%Median rate-0.25 pts vs state
0.64Rate spread (pts)+0.25 pts vs state
$84kMedian applicant income
16,656Loans originated
4,287Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15,720 | 11,178 | 19.2% | 6.63% | #2 |
| 2024 | 19,293 | 14,225 | 17.3% | 6.63% | #2 |
| 2025 | 23,165 | 16,656 | 18.5% | 6.63% | #2 |
What Rocket Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 2,486 | 1,800 | 462 | 18.6% |
| Franklin County | 1,976 | 1,415 | 364 | 18.4% |
| Summit County | 1,232 | 923 | 188 | 15.3% |
| Hamilton County | 1,169 | 829 | 195 | 16.7% |
| Montgomery County | 972 | 707 | 170 | 17.5% |
| Stark County | 932 | 683 | 171 | 18.3% |
| Lorain County | 914 | 696 | 130 | 14.2% |
| Lucas County | 786 | 565 | 154 | 19.6% |
| Butler County | 746 | 543 | 138 | 18.5% |
| Lake County | 656 | 480 | 105 | 16.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
| Union Home Mortgage | B | 7,114 | 4.6% | 6.75% |
Frequently asked questions
Ohio: 23,165 applications in 2025, of which 16,656 were originated and 4,287 denied.
18.5% of all applications, or 20.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Rocket Mortgage originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology