Crosscountry Mortgage in Ohio vs the state
3.1%Denial rate-14.63 pts vs state
4.2%Decision denial rate-17.71 pts vs state
68.5%Origination rate+8.64 pts vs state
6.75%Median rate-0.13 pts vs state
0.63Rate spread (pts)+0.24 pts vs state
$86kMedian applicant income
11,011Loans originated
491Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12,475 | 8,328 | 1.9% | 7.00% | #5 |
| 2024 | 14,056 | 9,696 | 1.8% | 6.99% | #4 |
| 2025 | 16,066 | 11,011 | 3.1% | 6.75% | #4 |
What Crosscountry Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 2,693 | 1,758 | 114 | 4.2% |
| Franklin County | 1,509 | 971 | 40 | 2.7% |
| Summit County | 1,379 | 999 | 30 | 2.2% |
| Stark County | 993 | 713 | 28 | 2.8% |
| Lake County | 881 | 680 | 21 | 2.4% |
| Hamilton County | 800 | 558 | 29 | 3.6% |
| Lorain County | 687 | 481 | 22 | 3.2% |
| Medina County | 453 | 334 | 5 | 1.1% |
| Montgomery County | 409 | 292 | 8 | 2.0% |
| Portage County | 326 | 245 | 7 | 2.1% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
| Union Home Mortgage | B | 7,114 | 4.6% | 6.75% |
Frequently asked questions
Ohio: 16,066 applications in 2025, of which 11,011 were originated and 491 denied.
3.1% of all applications, or 4.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Crosscountry Mortgage originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology