Fifth Third Bank in Ohio vs the state
25.6%Denial rate+7.94 pts vs state
30.4%Decision denial rate+8.54 pts vs state
56.5%Origination rate-3.43 pts vs state
7.50%Median rate+0.63 pts vs state
0.56Rate spread (pts)+0.17 pts vs state
$87kMedian applicant income
12,389Loans originated
5,622Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14,915 | 8,926 | 23.5% | 8.00% | #3 |
| 2024 | 16,649 | 9,650 | 25.4% | 8.50% | #3 |
| 2025 | 21,939 | 12,389 | 25.6% | 7.50% | #3 |
What Fifth Third Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 2,888 | 1,606 | 747 | 25.9% |
| Franklin County | 2,490 | 1,339 | 661 | 26.5% |
| Cuyahoga County | 2,030 | 1,097 | 548 | 27.0% |
| Montgomery County | 1,485 | 821 | 377 | 25.4% |
| Butler County | 1,352 | 767 | 355 | 26.3% |
| Lucas County | 1,251 | 708 | 337 | 26.9% |
| Warren County | 977 | 571 | 199 | 20.4% |
| Summit County | 814 | 508 | 181 | 22.2% |
| Lorain County | 790 | 460 | 205 | 25.9% |
| Clermont County | 789 | 480 | 185 | 23.4% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
| Union Home Mortgage | B | 7,114 | 4.6% | 6.75% |
Frequently asked questions
Ohio: 21,939 applications in 2025, of which 12,389 were originated and 5,622 denied.
25.6% of all applications, or 30.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Fifth Third Bank originated in Ohio in 2025 was 7.50%, against a statewide median of 6.88%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology