Tuscarawas County, Ohio · 2025

Mortgage lenders in Tuscarawas County, OH: denial rates and top lenders (2025)

166 lenders acted on 2,191 mortgage applications for properties in Tuscarawas County in 2025. 18.6% were denied (Ohio: 17.7%). Median rate on closed loans 6.88%; median loan $135,000; median property value $225,000.

2.2kApplications
18.6%Denial ratestate 17.7%
6.88%Median ratestate 6.88%
$135,000Median loan
$225,000Median property value

Largest lenders in Tuscarawas County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 The Huntington National Bank D 331204 23.0%7.40%
2 Rocket Mortgage C 182131 19.2%6.75%
3 Crosscountry Mortgage B 13896 5.8%6.75%
4 Republic State Mortgage A 7260 4.2%6.75%
5 Polaris Home Funding C 6351 3.2%6.75%
6 Pennymac Loan Services C 5328 15.1%6.00%
7 Nations Lending B 5351 1.9%6.75%
8 The Commercial and Savings Bank of Millersburg, Ohio B 4845 4.2%
9 JPMorgan Chase Bank B 4433 6.8%6.88%
10 United Shore Financial Services B 4228 14.3%6.12%
11 Mortgage Research Center C 4119 14.6%6.38%
12 Freedom Mortgage B 3924 5.1%6.25%
13 Coastal Community Bank C 3710 0.0%10.24%
14 Citizens Bank C 3623 16.7%7.65%
15 Fairway Independent Mortgage B 3631 0.0%6.56%
16 The Park National Bank C 3526 22.9%7.02%
17 21st Mortgage F 314 58.1%12.76%
18 PNC Bank D 3018 30.0%7.22%
19 Triad Financial Services D 3014 53.3%6.75%
20 Loandepot.Com D 3015 43.3%6.63%
21 Spring Eq D 278 63.0%9.74%
22 AmeriSave Mortgage D 253 76.0%9.25%
23 Broker Solutions D 2513 12.0%7.25%
24 Newrez D 2413 16.7%6.63%
25 Third Federal Savings and Loan Association of Cleveland C 2210 40.9%6.99%

Best approval odds in Tuscarawas County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Nations Lending521.9%
2Polaris Home Funding603.3%
3Republic State Mortgage634.8%
4Crosscountry Mortgage1047.7%
5Rocket Mortgage17220.4%
6The Huntington National Bank28526.7%

What Tuscarawas County borrowers applied for

By loan purpose

Home purchase 892 41% · 11.0% denied
Refinance 305 14% · 13.1% denied
Cash-out refinance 488 22% · 24.0% denied
Home improvement 227 10% · 31.3% denied
Other / HELOC 279 13% · 29.0% denied

By loan type

Conventional 1,459 67% · 20.6% denied
FHA 491 22% · 17.1% denied
VA 192 9% · 9.4% denied
USDA / RHS 49 2% · 10.2% denied

Why applications were denied

Credit history 126 31%
Collateral 85 21%
Debt-to-income ratio 84 21%
Incomplete application 62 15%
Other 27 7%
Unverifiable information 9 2%
Employment history 6 1%
Insufficient cash 3 1%

Tuscarawas County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20231,8811,09221.3%7.13%$115,000
20241,9911,19820.7%7.13%$135,000
20252,1911,35118.6%6.88%$135,000

Frequently asked questions

18.6% of applications in Tuscarawas County were denied in 2025, against 17.7% statewide in Ohio.

The Huntington National Bank, with 331 applications in 2025 and a denial rate of 23.0%.

The median mortgage application in Tuscarawas County in 2025 was for $135,000; the median property value on originated loans was $225,000.