Loandepot.Com in Ohio vs the state
20.7%Denial rate+3.05 pts vs state
24.9%Decision denial rate+3.00 pts vs state
61.5%Origination rate+1.60 pts vs state
6.75%Median rate-0.13 pts vs state
0.73Rate spread (pts)+0.35 pts vs state
$69kMedian applicant income
3,505Loans originated
1,182Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,359 | 2,008 | 22.0% | 6.99% | #23 |
| 2024 | 4,588 | 2,595 | 23.4% | 6.75% | #18 |
| 2025 | 5,699 | 3,505 | 20.7% | 6.75% | #17 |
What Loandepot.Com lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hancock County | 446 | 349 | 16 | 3.6% |
| Franklin County | 337 | 179 | 97 | 28.8% |
| Cuyahoga County | 333 | 164 | 111 | 33.3% |
| Montgomery County | 275 | 184 | 47 | 17.1% |
| Lucas County | 245 | 122 | 63 | 25.7% |
| Seneca County | 243 | 198 | 10 | 4.1% |
| Hamilton County | 229 | 104 | 63 | 27.5% |
| Summit County | 172 | 93 | 49 | 28.5% |
| Butler County | 161 | 91 | 48 | 29.8% |
| Miami County | 158 | 111 | 15 | 9.5% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 5,699 applications in 2025, of which 3,505 were originated and 1,182 denied.
20.7% of all applications, or 24.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Loandepot.Com originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology