Largest lenders in Hancock County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Loandepot.Com | D | 446 | 349 | 3.6% | 6.63% |
| 2 | The Huntington National Bank | D | 323 | 205 | 18.0% | 7.74% |
| 3 | Fifth Third Bank | D | 196 | 114 | 19.4% | 7.80% |
| 4 | WesBanco Bank | B | 176 | 131 | 13.1% | 6.50% |
| 5 | Rocket Mortgage | C | 122 | 88 | 18.9% | 6.63% |
| 6 | 21st Mortgage | F | 99 | 30 | 39.4% | 9.54% |
| 7 | Guaranteed Rate | B | 97 | 57 | 2.1% | 6.90% |
| 8 | JPMorgan Chase Bank | B | 79 | 50 | 7.6% | 6.88% |
| 9 | Superior Credit Union | D | 57 | 34 | 19.3% | 6.50% |
| 10 | United Shore Financial Services | B | 55 | 34 | 16.4% | 6.00% |
| 11 | Vanderbilt Mortgage and Finance | F | 51 | 5 | 37.3% | 11.99% |
| 12 | The First National Bank of Pandora | A | 42 | 37 | 2.4% | — |
| 13 | Mortgage Research Center | C | 38 | 20 | 23.7% | 6.25% |
| 14 | The Union Bank | C | 36 | 30 | 8.3% | — |
| 15 | Union Home Mortgage | B | 32 | 21 | 3.1% | 6.88% |
| 16 | Newrez | D | 31 | 19 | 12.9% | 6.63% |
| 17 | Coastal Community Bank | C | 30 | 6 | 3.3% | 12.49% |
| 18 | Crosscountry Mortgage | B | 28 | 18 | 3.6% | 6.95% |
| 19 | The State Bank and Trust | B | 26 | 17 | 23.1% | 6.50% |
| 20 | New Day Financial | F | 25 | 3 | 16.0% | 6.99% |
| 21 | Navy Federal Credit Union | D | 24 | 17 | 12.5% | 7.65% |
| 22 | Freedom Mortgage | B | 23 | 9 | 0.0% | 6.13% |
| 23 | The Citizens National Bank of Bluffton | C | 23 | 15 | 8.7% | 6.88% |
| 24 | AmeriSave Mortgage | D | 22 | 3 | 77.3% | 11.75% |
| 25 | Nationstar Mortgage | C | 22 | 16 | 4.6% | 7.25% |
Best approval odds in Hancock County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Guaranteed Rate | 59 | 3.4% |
| 2 | Loandepot.Com | 372 | 4.3% |
| 3 | JPMorgan Chase Bank | 59 | 10.2% |
| 4 | WesBanco Bank | 159 | 14.5% |
| 5 | Rocket Mortgage | 111 | 20.7% |
| 6 | The Huntington National Bank | 272 | 21.3% |
| 7 | Fifth Third Bank | 160 | 23.8% |
| 8 | 21st Mortgage | 74 | 52.7% |
What Hancock County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Hancock County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 2,188 | 1,341 | 18.7% | 7.13% | $135,000 |
| 2024 | 2,341 | 1,395 | 18.8% | 7.11% | $135,000 |
| 2025 | 2,718 | 1,676 | 14.8% | 6.88% | $155,000 |
Frequently asked questions
14.8% of applications in Hancock County were denied in 2025, against 17.7% statewide in Ohio.
Loandepot.Com, with 446 applications in 2025 and a denial rate of 3.6%.
The median mortgage application in Hancock County in 2025 was for $155,000; the median property value on originated loans was $255,000.