New Day Financial in Ohio vs the state
24.0%Denial rate+6.32 pts vs state
51.5%Decision denial rate+29.65 pts vs state
20.9%Origination rate-39.03 pts vs state
6.99%Median rate+0.12 pts vs state
0.82Rate spread (pts)+0.44 pts vs state
$67kMedian applicant income
452Loans originated
520Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,684 | 300 | 23.6% | 7.50% | #51 |
| 2024 | 2,234 | 426 | 26.7% | 7.50% | #42 |
| 2025 | 2,166 | 452 | 24.0% | 6.99% | #44 |
What New Day Financial lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 187 | 32 | 64 | 34.2% |
| Franklin County | 166 | 36 | 36 | 21.7% |
| Montgomery County | 150 | 33 | 36 | 24.0% |
| Hamilton County | 100 | 22 | 27 | 27.0% |
| Stark County | 85 | 27 | 17 | 20.0% |
| Butler County | 84 | 17 | 22 | 26.2% |
| Summit County | 80 | 16 | 17 | 21.3% |
| Lorain County | 71 | 15 | 20 | 28.2% |
| Lucas County | 67 | 6 | 17 | 25.4% |
| Trumbull County | 55 | 10 | 15 | 27.3% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 2,166 applications in 2025, of which 452 were originated and 520 denied.
24.0% of all applications, or 51.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans New Day Financial originated in Ohio in 2025 was 6.99%, against a statewide median of 6.88%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology