Nationstar Mortgage in Ohio vs the state
14.4%Denial rate-3.33 pts vs state
17.4%Decision denial rate-4.53 pts vs state
66.5%Origination rate+6.57 pts vs state
7.43%Median rate+0.56 pts vs state
1.48Rate spread (pts)+1.10 pts vs state
$91kMedian applicant income
1,768Loans originated
382Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,703 | 1,091 | 14.7% | 6.38% | #49 |
| 2024 | 2,190 | 1,409 | 14.4% | 7.13% | #43 |
| 2025 | 2,660 | 1,768 | 14.4% | 7.43% | #37 |
What Nationstar Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 272 | 171 | 37 | 13.6% |
| Cuyahoga County | 215 | 139 | 33 | 15.3% |
| Hamilton County | 183 | 123 | 26 | 14.2% |
| Summit County | 130 | 84 | 23 | 17.7% |
| Butler County | 121 | 77 | 15 | 12.4% |
| Montgomery County | 118 | 88 | 14 | 11.9% |
| Warren County | 105 | 76 | 11 | 10.5% |
| Stark County | 80 | 55 | 14 | 17.5% |
| Lorain County | 79 | 51 | 14 | 17.7% |
| Lucas County | 78 | 52 | 11 | 14.1% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 2,660 applications in 2025, of which 1,768 were originated and 382 denied.
14.4% of all applications, or 17.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Nationstar Mortgage originated in Ohio in 2025 was 7.43%, against a statewide median of 6.88%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology