AmeriSave Mortgage in Ohio vs the state
62.7%Denial rate+44.96 pts vs state
70.3%Decision denial rate+48.44 pts vs state
25.6%Origination rate-34.30 pts vs state
7.50%Median rate+0.63 pts vs state
1.75Rate spread (pts)+1.36 pts vs state
$59kMedian applicant income
991Loans originated
2,425Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,474 | 616 | 23.2% | 6.13% | #22 |
| 2024 | 3,874 | 568 | 72.0% | 7.25% | #22 |
| 2025 | 3,871 | 991 | 62.7% | 7.50% | #27 |
What AmeriSave Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 426 | 83 | 285 | 66.9% |
| Franklin County | 344 | 70 | 221 | 64.2% |
| Hamilton County | 233 | 56 | 151 | 64.8% |
| Montgomery County | 180 | 45 | 116 | 64.4% |
| Summit County | 179 | 46 | 110 | 61.5% |
| Lucas County | 155 | 25 | 110 | 71.0% |
| Lorain County | 126 | 38 | 72 | 57.1% |
| Butler County | 116 | 38 | 64 | 55.2% |
| Stark County | 114 | 42 | 61 | 53.5% |
| Mahoning County | 110 | 21 | 76 | 69.1% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 3,871 applications in 2025, of which 991 were originated and 2,425 denied.
62.7% of all applications, or 70.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans AmeriSave Mortgage originated in Ohio in 2025 was 7.50%, against a statewide median of 6.88%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology