JPMorgan Chase Bank in Ohio vs the state
10.3%Denial rate-7.36 pts vs state
13.9%Decision denial rate-7.96 pts vs state
62.5%Origination rate+2.62 pts vs state
6.50%Median rate-0.38 pts vs state
0.16Rate spread (pts)-0.22 pts vs state
$93kMedian applicant income
4,171Loans originated
689Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,676 | 3,104 | 9.2% | 6.75% | #16 |
| 2024 | 5,486 | 3,550 | 9.3% | 6.63% | #15 |
| 2025 | 6,671 | 4,171 | 10.3% | 6.50% | #14 |
What JPMorgan Chase Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 1,256 | 804 | 100 | 8.0% |
| Cuyahoga County | 685 | 407 | 95 | 13.9% |
| Summit County | 396 | 256 | 37 | 9.3% |
| Delaware County | 362 | 225 | 20 | 5.5% |
| Hamilton County | 332 | 194 | 32 | 9.6% |
| Montgomery County | 308 | 178 | 35 | 11.4% |
| Stark County | 278 | 183 | 36 | 12.9% |
| Lake County | 196 | 131 | 13 | 6.6% |
| Mahoning County | 160 | 111 | 19 | 11.9% |
| Butler County | 159 | 93 | 19 | 11.9% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 6,671 applications in 2025, of which 4,171 were originated and 689 denied.
10.3% of all applications, or 13.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans JPMorgan Chase Bank originated in Ohio in 2025 was 6.50%, against a statewide median of 6.88%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology