Superior Credit Union in Ohio vs the state
12.7%Denial rate-4.95 pts vs state
17.4%Decision denial rate-4.47 pts vs state
58.8%Origination rate-1.11 pts vs state
6.50%Median rate-0.38 pts vs state
0.26Rate spread (pts)-0.13 pts vs state
$80kMedian applicant income
2,178Loans originated
472Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,626 | 1,661 | 13.3% | 7.25% | #31 |
| 2024 | 3,153 | 1,677 | 10.7% | 7.38% | #32 |
| 2025 | 3,705 | 2,178 | 12.7% | 6.50% | #29 |
What Superior Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Superior Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allen County | 1,023 | 709 | 157 | 15.3% |
| Auglaize County | 399 | 295 | 51 | 12.8% |
| Putnam County | 314 | 240 | 32 | 10.2% |
| Hamilton County | 285 | 183 | 42 | 14.7% |
| Mercer County | 139 | 114 | 9 | 6.5% |
| Lucas County | 102 | 64 | 24 | 23.5% |
| Hardin County | 95 | 73 | 11 | 11.6% |
| Clermont County | 93 | 74 | 12 | 12.9% |
| Van Wert County | 87 | 59 | 14 | 16.1% |
| Seneca County | 76 | 38 | 14 | 18.4% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 3,705 applications in 2025, of which 2,178 were originated and 472 denied.
12.7% of all applications, or 17.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Superior Credit Union originated in Ohio in 2025 was 6.50%, against a statewide median of 6.88%.
About this data. Figures are Superior Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology