Largest lenders in Allen County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Superior Credit Union | D | 1,023 | 709 | 15.4% | 6.63% |
| 2 | The Huntington National Bank | D | 209 | 111 | 29.2% | 7.84% |
| 3 | Rocket Mortgage | C | 153 | 102 | 20.9% | 6.75% |
| 4 | Loandepot.Com | D | 136 | 101 | 9.6% | 6.88% |
| 5 | The Union Bank | C | 134 | 119 | 6.0% | — |
| 6 | Fifth Third Bank | D | 127 | 59 | 35.4% | 6.99% |
| 7 | The Citizens National Bank of Bluffton | C | 122 | 87 | 9.8% | 6.63% |
| 8 | The Federal Savings Bank | C | 118 | 81 | 4.2% | 6.63% |
| 9 | Kiavi Funding | D | 104 | 9 | 1.0% | 9.95% |
| 10 | Superior Financial Solutions | C | 98 | 73 | 3.1% | 6.50% |
| 11 | 21st Mortgage | F | 90 | 25 | 42.2% | 10.14% |
| 12 | TopMark Federal Credit Union | – | 80 | 36 | 27.5% | 6.38% |
| 13 | The State Bank and Trust | B | 68 | 44 | 13.2% | 6.38% |
| 14 | JPMorgan Chase Bank | B | 68 | 39 | 19.1% | 6.63% |
| 15 | Crosscountry Mortgage | B | 67 | 39 | 4.5% | 6.99% |
| 16 | The First National Bank of Pandora | A | 66 | 60 | 1.5% | — |
| 17 | Mortgage Research Center | C | 64 | 26 | 20.3% | 6.25% |
| 18 | Guaranteed Rate | B | 59 | 37 | 0.0% | 7.00% |
| 19 | United Shore Financial Services | B | 57 | 38 | 8.8% | 6.10% |
| 20 | WesBanco Bank | B | 50 | 22 | 32.0% | 6.69% |
| 21 | U.S. Bank | D | 45 | 18 | 48.9% | 6.56% |
| 22 | Triad Financial Services | D | 45 | 12 | 55.6% | 10.58% |
| 23 | Coastal Community Bank | C | 42 | 13 | 2.4% | 10.74% |
| 24 | Carrington Mortgage Services | D | 41 | 16 | 41.5% | 6.44% |
| 25 | Newrez | D | 37 | 16 | 24.3% | 6.50% |
Best approval odds in Allen County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The First National Bank of Pandora | 61 | 1.6% |
| 2 | Superior Financial Solutions | 77 | 3.9% |
| 3 | The Federal Savings Bank | 86 | 5.8% |
| 4 | The Union Bank | 129 | 6.2% |
| 5 | Loandepot.Com | 114 | 11.4% |
| 6 | The Citizens National Bank of Bluffton | 101 | 11.9% |
| 7 | The State Bank and Trust | 54 | 16.7% |
| 8 | Superior Credit Union | 877 | 17.9% |
| 9 | Rocket Mortgage | 137 | 23.4% |
| 10 | JPMorgan Chase Bank | 52 | 25.0% |
What Allen County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Allen County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 3,087 | 1,932 | 19.8% | 7.02% | $95,000 |
| 2024 | 3,366 | 2,040 | 19.7% | 7.11% | $105,000 |
| 2025 | 4,038 | 2,367 | 17.8% | 6.75% | $110,000 |
Frequently asked questions
17.8% of applications in Allen County were denied in 2025, against 17.7% statewide in Ohio.
Superior Credit Union, with 1,023 applications in 2025 and a denial rate of 15.4%.
The median mortgage application in Allen County in 2025 was for $110,000; the median property value on originated loans was $215,000.