Triad Financial Services in Ohio vs the state
51.7%Denial rate+33.96 pts vs state
51.7%Decision denial rate+29.85 pts vs state
20.3%Origination rate-39.65 pts vs state
8.58%Median rate+1.71 pts vs state
2.93Rate spread (pts)+2.54 pts vs state
$55kMedian applicant income
374Loans originated
954Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,468 | 291 | 56.1% | 8.50% | #54 |
| 2024 | 1,621 | 348 | 51.2% | 8.25% | #52 |
| 2025 | 1,847 | 374 | 51.7% | 8.58% | #53 |
What Triad Financial Services lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clermont County | 175 | 19 | 102 | 58.3% |
| Montgomery County | 143 | 19 | 95 | 66.4% |
| Lucas County | 118 | 23 | 60 | 50.8% |
| Stark County | 80 | 26 | 31 | 38.8% |
| Wood County | 76 | 30 | 32 | 42.1% |
| Ashtabula County | 68 | 8 | 45 | 66.2% |
| Wayne County | 64 | 28 | 14 | 21.9% |
| Scioto County | 49 | 1 | 31 | 63.3% |
| Licking County | 48 | 12 | 22 | 45.8% |
| Allen County | 45 | 12 | 25 | 55.6% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,847 applications in 2025, of which 374 were originated and 954 denied.
51.7% of all applications, or 51.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Triad Financial Services originated in Ohio in 2025 was 8.58%, against a statewide median of 6.88%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology