Carrington Mortgage Services in Ohio vs the state
42.2%Denial rate+24.51 pts vs state
49.6%Decision denial rate+27.74 pts vs state
32.8%Origination rate-27.12 pts vs state
6.63%Median rate-0.25 pts vs state
0.69Rate spread (pts)+0.30 pts vs state
$80kMedian applicant income
675Loans originated
869Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,772 | 522 | 47.4% | 6.63% | #47 |
| 2024 | 1,959 | 608 | 42.7% | 6.63% | #47 |
| 2025 | 2,059 | 675 | 42.2% | 6.63% | #48 |
What Carrington Mortgage Services lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 236 | 78 | 109 | 46.2% |
| Cuyahoga County | 153 | 46 | 64 | 41.8% |
| Butler County | 138 | 46 | 67 | 48.6% |
| Hamilton County | 135 | 42 | 57 | 42.2% |
| Montgomery County | 102 | 37 | 42 | 41.2% |
| Summit County | 80 | 18 | 31 | 38.8% |
| Lucas County | 71 | 15 | 39 | 54.9% |
| Lorain County | 55 | 19 | 17 | 30.9% |
| Stark County | 48 | 14 | 24 | 50.0% |
| Clermont County | 44 | 14 | 17 | 38.6% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 2,059 applications in 2025, of which 675 were originated and 869 denied.
42.2% of all applications, or 49.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Carrington Mortgage Services originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology