TopMark Federal Credit Union in Ohio vs the state
23.9%Denial rate+6.22 pts vs state
31.4%Decision denial rate+9.54 pts vs state
50.0%Origination rate-9.90 pts vs state
6.31%Median rate-0.56 pts vs state
0.26Rate spread (pts)-0.13 pts vs state
$60kMedian applicant income
46Loans originated
22Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 103 | 43 | 17.5% | 6.88% | #297 |
| 2024 | 88 | 50 | 11.4% | 6.38% | #323 |
| 2025 | 92 | 46 | 23.9% | 6.31% | #337 |
What TopMark Federal Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most TopMark Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allen County | 80 | 36 | 22 | 27.5% |
| Auglaize County | 11 | 9 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 92 applications in 2025, of which 46 were originated and 22 denied.
23.9% of all applications, or 31.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans TopMark Federal Credit Union originated in Ohio in 2025 was 6.31%, against a statewide median of 6.88%.
About this data. Figures are TopMark Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology