WesBanco Bank in Ohio vs the state
17.3%Denial rate-0.40 pts vs state
19.3%Decision denial rate-2.56 pts vs state
68.9%Origination rate+9.00 pts vs state
6.38%Median rate-0.50 pts vs state
-0.03Rate spread (pts)-0.42 pts vs state
$93kMedian applicant income
3,020Loans originated
758Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,231 | 1,512 | 17.1% | 5.25% | #38 |
| 2024 | 2,007 | 1,385 | 16.2% | 5.75% | #46 |
| 2025 | 4,383 | 3,020 | 17.3% | 6.38% | #23 |
What WesBanco Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most WesBanco Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mahoning County | 395 | 273 | 84 | 21.3% |
| Franklin County | 316 | 216 | 47 | 14.9% |
| Hamilton County | 189 | 123 | 34 | 18.0% |
| Hancock County | 176 | 131 | 23 | 13.1% |
| Belmont County | 176 | 122 | 20 | 11.4% |
| Columbiana County | 149 | 98 | 34 | 22.8% |
| Lucas County | 142 | 101 | 24 | 16.9% |
| Williams County | 135 | 85 | 35 | 25.9% |
| Clark County | 135 | 103 | 14 | 10.4% |
| Defiance County | 117 | 83 | 21 | 17.9% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 4,383 applications in 2025, of which 3,020 were originated and 758 denied.
17.3% of all applications, or 19.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans WesBanco Bank originated in Ohio in 2025 was 6.38%, against a statewide median of 6.88%.
About this data. Figures are WesBanco Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology