Newrez in Ohio vs the state
19.0%Denial rate+1.31 pts vs state
32.5%Decision denial rate+10.61 pts vs state
39.0%Origination rate-20.94 pts vs state
6.75%Median rate-0.13 pts vs state
0.52Rate spread (pts)+0.13 pts vs state
$83kMedian applicant income
2,258Loans originated
1,101Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,301 | 1,441 | 18.0% | 6.88% | #25 |
| 2024 | 4,644 | 1,971 | 18.2% | 6.75% | #17 |
| 2025 | 5,795 | 2,258 | 19.0% | 6.75% | #15 |
What Newrez lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Newrez applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 620 | 228 | 107 | 17.3% |
| Cuyahoga County | 455 | 118 | 118 | 25.9% |
| Hamilton County | 417 | 172 | 71 | 17.0% |
| Montgomery County | 313 | 106 | 55 | 17.6% |
| Lucas County | 263 | 150 | 30 | 11.4% |
| Butler County | 242 | 83 | 50 | 20.7% |
| Stark County | 208 | 85 | 43 | 20.7% |
| Warren County | 199 | 69 | 34 | 17.1% |
| Summit County | 185 | 56 | 48 | 25.9% |
| Darke County | 178 | 130 | 13 | 7.3% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 5,795 applications in 2025, of which 2,258 were originated and 1,101 denied.
19.0% of all applications, or 32.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Newrez originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Newrez's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology