Coastal Community Bank in Ohio vs the state
1.4%Denial rate-16.25 pts vs state
1.9%Decision denial rate-20.01 pts vs state
28.7%Origination rate-31.19 pts vs state
10.74%Median rate+3.87 pts vs state
3.64Rate spread (pts)+3.25 pts vs state
$107kMedian applicant income
1,359Loans originated
68Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,212 | 883 | 1.0% | 14.49% | #39 |
| 2024 | 3,442 | 972 | 1.0% | 13.24% | #28 |
| 2025 | 4,733 | 1,359 | 1.4% | 10.74% | #20 |
What Coastal Community Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 448 | 138 | 4 | 0.9% |
| Cuyahoga County | 440 | 115 | 6 | 1.4% |
| Summit County | 261 | 63 | 2 | 0.8% |
| Hamilton County | 233 | 60 | 5 | 2.1% |
| Montgomery County | 193 | 44 | 2 | 1.0% |
| Lorain County | 187 | 46 | 3 | 1.6% |
| Stark County | 184 | 53 | 2 | 1.1% |
| Lucas County | 170 | 55 | 2 | 1.2% |
| Butler County | 158 | 45 | 0 | 0.0% |
| Lake County | 134 | 38 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 4,733 applications in 2025, of which 1,359 were originated and 68 denied.
1.4% of all applications, or 1.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Coastal Community Bank originated in Ohio in 2025 was 10.74%, against a statewide median of 6.88%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology