Largest lenders in Van Wert County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Superior Credit Union | D | 87 | 59 | 16.1% | 6.75% |
| 2 | First Financial Bank | D | 64 | 42 | 28.1% | 5.99% |
| 3 | Unnamed lender 254900TSA1PSM0OS4798 | A | 60 | 55 | 0.0% | — |
| 4 | U.S. Bank | D | 49 | 31 | 26.5% | 7.38% |
| 5 | The Citizens National Bank of Bluffton | C | 42 | 33 | 14.3% | 7.00% |
| 6 | Rocket Mortgage | C | 37 | 22 | 35.1% | 6.99% |
| 7 | Mortgage Research Center | C | 29 | 18 | 13.8% | 6.50% |
| 8 | Loandepot.Com | D | 28 | 20 | 7.1% | 6.88% |
| 9 | First Bank of Berne | B | 26 | 22 | 15.4% | — |
| 10 | WesBanco Bank | B | 25 | 16 | 20.0% | 6.81% |
| 11 | Three Rivers Federal Credit Union | C | 23 | 15 | 13.0% | 6.88% |
| 12 | Crosscountry Mortgage | B | 19 | 13 | 5.3% | 6.99% |
| 13 | Fifth Third Bank | D | 18 | 7 | 33.3% | 7.63% |
| 14 | Flagstar Bank | C | 17 | 7 | 23.5% | 7.38% |
| 15 | The Huntington National Bank | D | 15 | 7 | 46.7% | 8.19% |
| 16 | AmeriSave Mortgage | D | 14 | 4 | 64.3% | 8.00% |
| 17 | Broker Solutions | D | 14 | 4 | 7.1% | 7.25% |
| 18 | Coastal Community Bank | C | 14 | 4 | 0.0% | 9.87% |
| 19 | Pennymac Loan Services | C | 13 | 4 | 23.1% | 6.25% |
| 20 | The Union Bank | C | 13 | 9 | 0.0% | — |
| 21 | Alcova Mortgage | A | 12 | 11 | 0.0% | 6.75% |
| 22 | The Federal Savings Bank | C | 12 | 10 | 0.0% | 6.81% |
| 23 | Figure Lending | C | 11 | 7 | 9.1% | 7.85% |
| 24 | The Farmers & Merchants State Bank | B | 11 | 6 | 27.3% | 7.38% |
| 25 | Lower | C | 10 | 6 | 0.0% | 6.99% |
Best approval odds in Van Wert County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Unnamed lender 254900TSA1PSM0OS4798 | 55 | 0.0% |
| 2 | Superior Credit Union | 76 | 18.4% |
| 3 | First Financial Bank | 60 | 30.0% |
What Van Wert County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Van Wert County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 709 | 372 | 27.1% | 7.13% | $95,000 |
| 2024 | 751 | 424 | 22.9% | 6.99% | $105,000 |
| 2025 | 943 | 581 | 17.2% | 6.75% | $115,000 |
Frequently asked questions
17.2% of applications in Van Wert County were denied in 2025, against 17.7% statewide in Ohio.
Superior Credit Union, with 87 applications in 2025 and a denial rate of 16.1%.
The median mortgage application in Van Wert County in 2025 was for $115,000; the median property value on originated loans was $185,000.