Alcova Mortgage in Ohio vs the state
3.4%Denial rate-14.32 pts vs state
3.6%Decision denial rate-18.30 pts vs state
80.9%Origination rate+21.00 pts vs state
6.75%Median rate-0.13 pts vs state
0.52Rate spread (pts)+0.14 pts vs state
$79kMedian applicant income
144Loans originated
6Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 116 | 87 | 5.2% | 6.75% | #288 |
| 2025 | 178 | 144 | 3.4% | 6.75% | #257 |
What Alcova Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Alcova Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 33 | 30 | 0 | 0.0% |
| Trumbull County | 27 | 21 | 2 | 7.4% |
| Summit County | 21 | 14 | 1 | 4.8% |
| Medina County | 16 | 14 | 0 | 0.0% |
| Cuyahoga County | 14 | 11 | 0 | 0.0% |
| Mahoning County | 13 | 8 | 1 | 7.7% |
| Van Wert County | 12 | 11 | 0 | 0.0% |
| Lake County | 10 | 6 | 2 | 20.0% |
| Stark County | 9 | 8 | 0 | 0.0% |
| Ashland County | 7 | 5 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 178 applications in 2025, of which 144 were originated and 6 denied.
3.4% of all applications, or 3.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Alcova Mortgage originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Alcova Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology