Broker Solutions · Ohio · 2025

Broker Solutions in Ohio: approval rate, denial rate and rates (2025)

Broker Solutions took 4,499 mortgage applications in Ohio in 2025, ranking #22 of 1,092 lenders active in the state. It originated 34.5% of them and denied 9.2% (20.7% of the applications it decided), against a statewide denial rate of 17.7%.

4.5kApplicationsin OH
20.7%Decision denial ratestate 21.9%
6.99%Median ratestate 6.88%
$155,000Median loanstate $155,000
$294MVolume87 counties

Broker Solutions in Ohio vs the state

9.2%Denial rate-8.47 pts vs state
20.7%Decision denial rate-1.15 pts vs state
34.5%Origination rate-25.38 pts vs state
6.99%Median rate+0.12 pts vs state
1.08Rate spread (pts)+0.70 pts vs state
$71kMedian applicant income
1,553Loans originated
415Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,27972111.5%6.75%#35
20243,50198813.2%7.13%#26
20254,4991,5539.2%6.99%#22

What Broker Solutions lends in Ohio

By loan purpose

Home purchase 1,430 32% · 3.6% denied
Refinance 563 13% · 6.8% denied
Cash-out refinance 1,634 36% · 9.6% denied
Home improvement 224 5% · 17.9% denied
Other / HELOC 648 14% · 19.9% denied

By loan type

Conventional 1,642 36% · 7.7% denied
FHA 2,558 57% · 10.5% denied
VA 272 6% · 6.6% denied
USDA / RHS 27 1% · 7.4% denied

Why it denied Ohio applicants

Credit history 255 61%
Other 44 11%
Collateral 41 10%
Debt-to-income ratio 30 7%
Incomplete application 22 5%
Unverifiable information 14 3%
Employment history 6 1%
Insufficient cash 3 1%

Where in Ohio

Counties with the most Broker Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cuyahoga County 44210458 13.1%
Montgomery County 33416722 6.6%
Franklin County 3288240 12.2%
Hamilton County 2909720 6.9%
Muskingum County 2471688 3.2%
Summit County 1795717 9.5%
Lucas County 1604815 9.4%
Butler County 1584514 8.9%
Stark County 128386 4.7%
Lorain County 1273311 8.7%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 4,499 applications in 2025, of which 1,553 were originated and 415 denied.

9.2% of all applications, or 20.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Broker Solutions originated in Ohio in 2025 was 6.99%, against a statewide median of 6.88%.

About this data. Figures are Broker Solutions's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology