Fairway Independent Mortgage in Ohio vs the state
3.4%Denial rate-14.30 pts vs state
4.2%Decision denial rate-17.69 pts vs state
76.5%Origination rate+16.62 pts vs state
6.75%Median rate-0.13 pts vs state
0.51Rate spread (pts)+0.12 pts vs state
$82kMedian applicant income
2,685Loans originated
119Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,510 | 3,420 | 3.9% | 6.99% | #18 |
| 2024 | 3,586 | 2,727 | 3.2% | 6.99% | #24 |
| 2025 | 3,509 | 2,685 | 3.4% | 6.75% | #30 |
What Fairway Independent Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Summit County | 500 | 401 | 5 | 1.0% |
| Stark County | 283 | 235 | 8 | 2.8% |
| Franklin County | 256 | 185 | 8 | 3.1% |
| Montgomery County | 215 | 149 | 11 | 5.1% |
| Hamilton County | 189 | 145 | 6 | 3.2% |
| Cuyahoga County | 182 | 122 | 14 | 7.7% |
| Richland County | 175 | 148 | 7 | 4.0% |
| Clermont County | 143 | 107 | 4 | 2.8% |
| Butler County | 123 | 86 | 9 | 7.3% |
| Knox County | 108 | 92 | 1 | 0.9% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 3,509 applications in 2025, of which 2,685 were originated and 119 denied.
3.4% of all applications, or 4.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Fairway Independent Mortgage originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology