The Commercial and Savings Bank of Millersburg, Ohio in Ohio vs the state
5.5%Denial rate-12.20 pts vs state
5.8%Decision denial rate-16.06 pts vs state
88.6%Origination rate+28.71 pts vs state
—Median rate
—Rate spread (pts)
$100kMedian applicant income
210Loans originated
13Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 478 | 409 | 6.9% | 6.75% | #115 |
| 2024 | 236 | 208 | 3.8% | — | #198 |
| 2025 | 237 | 210 | 5.5% | — | #215 |
What The Commercial and Savings Bank of Millersburg, Ohio lends in Ohio
By loan purpose
By loan type
Where in Ohio
Counties with the most The Commercial and Savings Bank of Millersburg, Ohio applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 56 | 50 | 3 | 5.4% |
| Tuscarawas County | 48 | 45 | 2 | 4.2% |
| Holmes County | 42 | 37 | 2 | 4.8% |
| Stark County | 24 | 22 | 2 | 8.3% |
| Summit County | 15 | 14 | 1 | 6.7% |
| Coshocton County | 10 | 9 | 0 | 0.0% |
| Cuyahoga County | 6 | 5 | 0 | 0.0% |
| Medina County | 6 | 5 | 1 | 16.7% |
| Knox County | 4 | 4 | 0 | 0.0% |
| Ashland County | 4 | 4 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 237 applications in 2025, of which 210 were originated and 13 denied.
5.5% of all applications, or 5.8% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Commercial and Savings Bank of Millersburg, Ohio's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology