Largest lenders in Coshocton County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Park National Bank | C | 128 | 87 | 21.9% | 7.38% |
| 2 | The Home Loan Savings Bank | A | 121 | 116 | 1.7% | — |
| 3 | Rocket Mortgage | C | 72 | 48 | 27.8% | 6.88% |
| 4 | Peoples Bank | C | 51 | 37 | 19.6% | 7.50% |
| 5 | The Huntington National Bank | D | 51 | 31 | 25.5% | 7.68% |
| 6 | Crosscountry Mortgage | B | 48 | 30 | 4.2% | 6.79% |
| 7 | Vanderbilt Mortgage and Finance | F | 48 | 4 | 39.6% | 10.37% |
| 8 | Click n' Close | C | 39 | 29 | 0.0% | 6.88% |
| 9 | Broker Solutions | D | 34 | 19 | 5.9% | 6.88% |
| 10 | PNC Bank | D | 29 | 10 | 41.4% | 7.41% |
| 11 | United Shore Financial Services | B | 25 | 18 | 12.0% | 6.09% |
| 12 | JPMorgan Chase Bank | B | 24 | 19 | 12.5% | 7.25% |
| 13 | Equity Resources | C | 24 | 18 | 8.3% | 6.44% |
| 14 | Union Home Mortgage | B | 20 | 13 | 0.0% | 6.75% |
| 15 | Mortgage Research Center | C | 18 | 9 | 27.8% | 6.63% |
| 16 | Freedom Mortgage | B | 16 | 8 | 12.5% | 6.25% |
| 17 | Credit Human Federal Credit Union | D | 14 | 0 | 85.7% | — |
| 18 | Newrez | D | 13 | 3 | 38.5% | 7.25% |
| 19 | Farm Credit Mid-America | D | 13 | 11 | 7.7% | 6.63% |
| 20 | Pennymac Loan Services | C | 12 | 3 | 16.7% | 5.75% |
| 21 | Carrington Mortgage Services | D | 11 | 4 | 36.4% | 6.81% |
| 22 | The Community Bank | C | 11 | 10 | 0.0% | 6.88% |
| 23 | U.S. Bank | D | 10 | 4 | 60.0% | 6.93% |
| 24 | C E S | – | 10 | 8 | 10.0% | — |
| 25 | The Commercial and Savings Bank of Millersburg, Ohio | B | 10 | 9 | 0.0% | — |
Best approval odds in Coshocton County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Home Loan Savings Bank | 121 | 1.7% |
| 2 | The Park National Bank | 115 | 24.4% |
| 3 | Rocket Mortgage | 69 | 29.0% |
What Coshocton County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Coshocton County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 943 | 581 | 18.4% | 7.13% | $105,000 |
| 2024 | 1,059 | 630 | 18.7% | 7.13% | $115,000 |
| 2025 | 1,142 | 692 | 19.8% | 6.99% | $125,000 |
Frequently asked questions
19.8% of applications in Coshocton County were denied in 2025, against 17.7% statewide in Ohio.
The Park National Bank, with 128 applications in 2025 and a denial rate of 21.9%.
The median mortgage application in Coshocton County in 2025 was for $125,000; the median property value on originated loans was $210,000.