The Home Loan Savings Bank in Ohio vs the state
2.7%Denial rate-15.04 pts vs state
2.7%Decision denial rate-19.19 pts vs state
93.1%Origination rate+33.22 pts vs state
—Median rate
—Rate spread (pts)
$83kMedian applicant income
176Loans originated
5Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 147 | 129 | 6.1% | — | #253 |
| 2024 | 194 | 181 | 4.1% | — | #223 |
| 2025 | 189 | 176 | 2.7% | — | #247 |
What The Home Loan Savings Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most The Home Loan Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Coshocton County | 121 | 116 | 2 | 1.7% |
| Tuscarawas County | 21 | 19 | 2 | 9.5% |
| Knox County | 13 | 12 | 0 | 0.0% |
| Licking County | 10 | 8 | 1 | 10.0% |
| Muskingum County | 6 | 6 | 0 | 0.0% |
| Franklin County | 4 | 4 | 0 | 0.0% |
| Delaware County | 2 | 0 | 0 | 0.0% |
| Stark County | 2 | 2 | 0 | 0.0% |
| Holmes County | 2 | 2 | 0 | 0.0% |
| Harrison County | 2 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 189 applications in 2025, of which 176 were originated and 5 denied.
2.7% of all applications, or 2.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Home Loan Savings Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology