Largest lenders in Harrison County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Huntington National Bank | D | 77 | 28 | 37.7% | 7.74% |
| 2 | Rocket Mortgage | C | 26 | 18 | 26.9% | 6.81% |
| 3 | Polaris Home Funding | C | 21 | 14 | 0.0% | 6.81% |
| 4 | Crosscountry Mortgage | B | 15 | 8 | 0.0% | 6.60% |
| 5 | United Shore Financial Services | B | 15 | 9 | 40.0% | 6.00% |
| 6 | PNC Bank | D | 13 | 11 | 7.7% | 7.81% |
| 7 | U.S. Bank | D | 12 | 9 | 8.3% | 6.99% |
| 8 | AmeriSave Mortgage | D | 12 | 4 | 66.7% | 8.31% |
| 9 | Mortgage Research Center | C | 12 | 4 | 16.7% | 6.19% |
| 10 | Broker Solutions | D | 11 | 1 | 27.3% | 10.05% |
| 11 | Woodsfield Savings Bank | – | 11 | 9 | 9.1% | — |
| 12 | Unified Bank | C | 10 | 7 | 10.0% | — |
| 13 | Pennymac Loan Services | C | 7 | 2 | 28.6% | 8.06% |
| 14 | WesBanco Bank | B | 7 | 3 | 28.6% | 7.00% |
| 15 | Farm Credit Mid-America | D | 5 | 3 | 0.0% | 6.88% |
| 16 | Coastal Community Bank | C | 5 | 1 | 0.0% | 13.49% |
| 17 | Vanderbilt Mortgage and Finance | F | 5 | 2 | 20.0% | 9.50% |
| 18 | Figure Lending | C | 5 | 2 | 0.0% | 8.15% |
Best approval odds in Harrison County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Huntington National Bank | 60 | 48.3% |
What Harrison County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Harrison County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 332 | 169 | 23.5% | 7.05% | $85,000 |
| 2024 | 415 | 211 | 28.2% | 7.13% | $105,000 |
| 2025 | 408 | 204 | 22.1% | 6.88% | $115,000 |
Frequently asked questions
22.1% of applications in Harrison County were denied in 2025, against 17.7% statewide in Ohio.
The Huntington National Bank, with 77 applications in 2025 and a denial rate of 37.7%.
The median mortgage application in Harrison County in 2025 was for $115,000; the median property value on originated loans was $195,000.