Farm Credit Mid-America in Ohio vs the state
10.2%Denial rate-7.50 pts vs state
11.9%Decision denial rate-10.03 pts vs state
73.4%Origination rate+13.49 pts vs state
7.00%Median rate+0.13 pts vs state
0.55Rate spread (pts)+0.16 pts vs state
$141kMedian applicant income
706Loans originated
98Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 819 | 581 | 14.8% | 7.00% | #86 |
| 2024 | 873 | 685 | 7.8% | 7.00% | #86 |
| 2025 | 962 | 706 | 10.2% | 7.00% | #90 |
What Farm Credit Mid-America lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Farm Credit Mid-America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Geauga County | 46 | 28 | 10 | 21.7% |
| Muskingum County | 43 | 31 | 4 | 9.3% |
| Stark County | 33 | 23 | 3 | 9.1% |
| Trumbull County | 33 | 24 | 6 | 18.2% |
| Knox County | 32 | 20 | 4 | 12.5% |
| Ashtabula County | 30 | 19 | 5 | 16.7% |
| Licking County | 30 | 21 | 2 | 6.7% |
| Medina County | 27 | 24 | 0 | 0.0% |
| Clermont County | 25 | 19 | 2 | 8.0% |
| Morrow County | 23 | 15 | 2 | 8.7% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 962 applications in 2025, of which 706 were originated and 98 denied.
10.2% of all applications, or 11.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Farm Credit Mid-America originated in Ohio in 2025 was 7.00%, against a statewide median of 6.88%.
About this data. Figures are Farm Credit Mid-America's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology