C E S in Ohio vs the state
3.6%Denial rate-14.08 pts vs state
4.1%Decision denial rate-17.78 pts vs state
84.3%Origination rate+24.44 pts vs state
—Median rate
—Rate spread (pts)
$82kMedian applicant income
70Loans originated
3Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 42 | 10.7% | 7.63% | #380 |
| 2024 | 61 | 40 | 9.8% | 7.38% | #375 |
| 2025 | 83 | 70 | 3.6% | — | #352 |
What C E S lends in Ohio
By loan purpose
By loan type
Where in Ohio
Counties with the most C E S applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Knox County | 57 | 49 | 2 | 3.5% |
| Coshocton County | 9 | 7 | 1 | 11.1% |
| Ashland County | 5 | 4 | 0 | 0.0% |
| Richland County | 3 | 3 | 0 | 0.0% |
| Holmes County | 3 | 3 | 0 | 0.0% |
| Licking County | 2 | 2 | 0 | 0.0% |
| Guernsey County | 1 | 0 | 0 | 0.0% |
| Marion County | 1 | 0 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 83 applications in 2025, of which 70 were originated and 3 denied.
3.6% of all applications, or 4.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are C E S's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology