Peoples Bank in Ohio vs the state
17.5%Denial rate-0.16 pts vs state
19.0%Decision denial rate-2.90 pts vs state
71.1%Origination rate+11.15 pts vs state
7.24%Median rate+0.37 pts vs state
0.30Rate spread (pts)-0.09 pts vs state
$79kMedian applicant income
1,244Loans originated
307Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,729 | 1,145 | 24.6% | 7.50% | #48 |
| 2024 | 1,527 | 1,063 | 19.7% | 8.50% | #55 |
| 2025 | 1,751 | 1,244 | 17.5% | 7.24% | #55 |
What Peoples Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Peoples Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 225 | 167 | 35 | 15.6% |
| Scioto County | 111 | 81 | 19 | 17.1% |
| Guernsey County | 108 | 88 | 13 | 12.0% |
| Clinton County | 94 | 75 | 13 | 13.8% |
| Brown County | 92 | 61 | 22 | 23.9% |
| Warren County | 89 | 62 | 16 | 18.0% |
| Hamilton County | 71 | 46 | 11 | 15.5% |
| Lawrence County | 68 | 42 | 15 | 22.1% |
| Morgan County | 64 | 50 | 7 | 10.9% |
| Athens County | 63 | 45 | 12 | 19.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,751 applications in 2025, of which 1,244 were originated and 307 denied.
17.5% of all applications, or 19.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Peoples Bank originated in Ohio in 2025 was 7.24%, against a statewide median of 6.88%.
About this data. Figures are Peoples Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology