Largest lenders in Washington County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Peoples Bank | C | 225 | 167 | 15.6% | 7.24% |
| 2 | The Huntington National Bank | D | 154 | 81 | 25.3% | 7.49% |
| 3 | Rocket Mortgage | C | 142 | 96 | 23.9% | 6.56% |
| 4 | Mortgage Research Center | C | 63 | 31 | 12.7% | 6.25% |
| 5 | WesBanco Bank | B | 56 | 36 | 19.6% | 6.25% |
| 6 | Vanderbilt Mortgage and Finance | F | 56 | 5 | 17.9% | 10.75% |
| 7 | Stockton Mortgage | D | 48 | 38 | 10.4% | 6.69% |
| 8 | United Shore Financial Services | B | 42 | 25 | 16.7% | 5.99% |
| 9 | Freedom Mortgage | B | 39 | 16 | 5.1% | 6.25% |
| 10 | Movement Mortgage | A | 30 | 20 | 3.3% | 6.44% |
| 11 | Pennymac Loan Services | C | 29 | 18 | 6.9% | 5.99% |
| 12 | JPMorgan Chase Bank | B | 28 | 15 | 17.9% | 6.50% |
| 13 | The Waterford Commercial and Savings Bank | – | 27 | 22 | 3.7% | — |
| 14 | Coastal Community Bank | C | 26 | 9 | 0.0% | 8.49% |
| 15 | Credit Human Federal Credit Union | D | 24 | 0 | 95.8% | — |
| 16 | Williamstown Bank | – | 23 | 20 | 8.7% | — |
| 17 | AmeriSave Mortgage | D | 21 | 6 | 71.4% | 7.13% |
| 18 | Community Bank of Parkersburg | F | 20 | 9 | 30.0% | — |
| 19 | Polaris Home Funding | C | 20 | 12 | 10.0% | 6.69% |
| 20 | New Day Financial | F | 19 | 5 | 10.5% | 6.99% |
| 21 | Broker Solutions | D | 19 | 11 | 5.3% | 7.12% |
| 22 | Loandepot.Com | D | 17 | 8 | 29.4% | 6.24% |
| 23 | Spring Eq | D | 16 | 2 | 43.8% | 10.75% |
| 24 | First Ohio Home Finance | A | 16 | 14 | 0.0% | 6.63% |
| 25 | Carrington Mortgage Services | D | 15 | 4 | 53.3% | 8.31% |
Best approval odds in Washington County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Peoples Bank | 213 | 16.4% |
| 2 | Rocket Mortgage | 133 | 25.6% |
| 3 | The Huntington National Bank | 124 | 31.5% |
What Washington County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Washington County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,478 | 834 | 20.7% | 6.99% | $125,000 |
| 2024 | 1,479 | 880 | 19.8% | 6.88% | $135,000 |
| 2025 | 1,623 | 906 | 19.4% | 6.75% | $145,000 |
Frequently asked questions
19.4% of applications in Washington County were denied in 2025, against 17.7% statewide in Ohio.
Peoples Bank, with 225 applications in 2025 and a denial rate of 15.6%.
The median mortgage application in Washington County in 2025 was for $145,000; the median property value on originated loans was $235,000.