Stockton Mortgage in Ohio vs the state
10.1%Denial rate-7.55 pts vs state
15.0%Decision denial rate-6.92 pts vs state
57.4%Origination rate-2.50 pts vs state
6.75%Median rate-0.13 pts vs state
0.60Rate spread (pts)+0.21 pts vs state
$83kMedian applicant income
283Loans originated
50Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 262 | 152 | 6.9% | 7.00% | #178 |
| 2024 | 442 | 262 | 7.5% | 6.75% | #132 |
| 2025 | 493 | 283 | 10.1% | 6.75% | #139 |
What Stockton Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Stockton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 124 | 85 | 7 | 5.6% |
| Lawrence County | 58 | 44 | 1 | 1.7% |
| Washington County | 48 | 38 | 5 | 10.4% |
| Butler County | 38 | 24 | 2 | 5.3% |
| Clermont County | 33 | 21 | 1 | 3.0% |
| Franklin County | 18 | 4 | 4 | 22.2% |
| Warren County | 17 | 14 | 1 | 5.9% |
| Cuyahoga County | 13 | 2 | 4 | 30.8% |
| Lorain County | 12 | 4 | 2 | 16.7% |
| Scioto County | 11 | 7 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 493 applications in 2025, of which 283 were originated and 50 denied.
10.1% of all applications, or 15.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Stockton Mortgage originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Stockton Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology