The Community Bank in Ohio vs the state
7.2%Denial rate-10.51 pts vs state
8.9%Decision denial rate-12.99 pts vs state
73.5%Origination rate+13.58 pts vs state
6.88%Median rate0.00 pts vs state
0.22Rate spread (pts)-0.17 pts vs state
$96kMedian applicant income
266Loans originated
26Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 470 | 368 | 6.8% | 6.63% | #117 |
| 2024 | 326 | 243 | 11.0% | 7.63% | #159 |
| 2025 | 362 | 266 | 7.2% | 6.88% | #176 |
What The Community Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most The Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Muskingum County | 151 | 100 | 12 | 7.9% |
| Licking County | 110 | 87 | 6 | 5.5% |
| Guernsey County | 43 | 33 | 3 | 7.0% |
| Perry County | 12 | 8 | 3 | 25.0% |
| Coshocton County | 11 | 10 | 0 | 0.0% |
| Noble County | 7 | 5 | 0 | 0.0% |
| Knox County | 5 | 4 | 1 | 20.0% |
| Franklin County | 4 | 4 | 0 | 0.0% |
| Fairfield County | 3 | 1 | 1 | 33.3% |
| Tuscarawas County | 3 | 3 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 362 applications in 2025, of which 266 were originated and 26 denied.
7.2% of all applications, or 8.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans The Community Bank originated in Ohio in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are The Community Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology