Noble County, Ohio · 2025

Mortgage lenders in Noble County, OH: denial rates and top lenders (2025)

70 lenders acted on 302 mortgage applications for properties in Noble County in 2025. 15.6% were denied (Ohio: 17.7%). Median rate on closed loans 7.00%; median loan $135,000; median property value $255,000.

302Applications
15.6%Denial ratestate 17.7%
7.00%Median ratestate 6.88%
$135,000Median loan
$255,000Median property value

Largest lenders in Noble County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Peoples Bank C 5142 5.9%7.24%
2 The Huntington National Bank D 3222 25.0%7.47%
3 Rocket Mortgage C 2718 14.8%6.63%
4 The Citizens National Bank of Woodsfield 1613 6.3%
5 WesBanco Bank B 1310 15.4%6.19%
6 Farm Credit Mid-America D 128 16.7%7.13%
7 Woodsfield Savings Bank 107 20.0%
8 Broker Solutions D 95 0.0%7.38%
9 Vanderbilt Mortgage and Finance F 81 12.5%8.25%
10 The Park National Bank C 76 0.0%7.06%
11 The Community Bank C 75 0.0%6.63%
12 PNC Bank D 63 16.7%7.43%
13 Freedom Mortgage B 53 0.0%6.13%
14 Mortgage Research Center C 52 40.0%6.63%

What Noble County borrowers applied for

By loan purpose

Home purchase 142 47% · 12.7% denied
Refinance 35 12% · 11.4% denied
Cash-out refinance 49 16% · 14.3% denied
Home improvement 38 13% · 29.0% denied
Other / HELOC 38 13% · 18.4% denied

By loan type

Conventional 231 76% · 14.7% denied
FHA 40 13% · 20.0% denied
VA 23 8% · 17.4% denied
USDA / RHS 8 3% · 12.5% denied

Why applications were denied

Credit history 12 27%
Debt-to-income ratio 12 27%
Collateral 9 20%
Incomplete application 7 16%
Other 3 7%
Insufficient cash 1 2%

Noble County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202323415218.4%7.25%$95,000
202424414822.1%7.00%$145,000
202530219415.6%7.00%$135,000

Frequently asked questions

15.6% of applications in Noble County were denied in 2025, against 17.7% statewide in Ohio.

Peoples Bank, with 51 applications in 2025 and a denial rate of 5.9%.

The median mortgage application in Noble County in 2025 was for $135,000; the median property value on originated loans was $255,000.