The Park National Bank in Ohio vs the state
16.8%Denial rate-0.85 pts vs state
19.0%Decision denial rate-2.91 pts vs state
70.7%Origination rate+10.84 pts vs state
7.25%Median rate+0.38 pts vs state
0.24Rate spread (pts)-0.15 pts vs state
$78kMedian applicant income
3,251Loans originated
774Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,604 | 3,231 | 17.5% | 7.50% | #17 |
| 2024 | 4,707 | 3,265 | 18.3% | 7.75% | #16 |
| 2025 | 4,596 | 3,251 | 16.8% | 7.25% | #21 |
What The Park National Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most The Park National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 551 | 395 | 70 | 12.7% |
| Licking County | 531 | 383 | 78 | 14.7% |
| Muskingum County | 458 | 336 | 67 | 14.6% |
| Knox County | 401 | 308 | 56 | 14.0% |
| Richland County | 372 | 267 | 67 | 18.0% |
| Fairfield County | 302 | 207 | 63 | 20.9% |
| Clark County | 184 | 133 | 26 | 14.1% |
| Clermont County | 155 | 108 | 31 | 20.0% |
| Hamilton County | 149 | 110 | 22 | 14.8% |
| Ashland County | 133 | 97 | 16 | 12.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 4,596 applications in 2025, of which 3,251 were originated and 774 denied.
16.8% of all applications, or 19.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans The Park National Bank originated in Ohio in 2025 was 7.25%, against a statewide median of 6.88%.
About this data. Figures are The Park National Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology