Equity Resources in Ohio vs the state
8.2%Denial rate-9.54 pts vs state
10.8%Decision denial rate-11.12 pts vs state
67.5%Origination rate+7.58 pts vs state
6.63%Median rate-0.25 pts vs state
0.43Rate spread (pts)+0.04 pts vs state
$92kMedian applicant income
1,027Loans originated
124Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,297 | 899 | 6.3% | 6.88% | #59 |
| 2024 | 1,372 | 902 | 6.3% | 6.88% | #61 |
| 2025 | 1,522 | 1,027 | 8.2% | 6.63% | #59 |
What Equity Resources lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Equity Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lucas County | 289 | 212 | 24 | 8.3% |
| Licking County | 276 | 184 | 20 | 7.2% |
| Franklin County | 175 | 112 | 12 | 6.9% |
| Delaware County | 113 | 56 | 6 | 5.3% |
| Fairfield County | 75 | 53 | 6 | 8.0% |
| Wood County | 63 | 53 | 1 | 1.6% |
| Muskingum County | 59 | 44 | 6 | 10.2% |
| Perry County | 42 | 29 | 2 | 4.8% |
| Fulton County | 37 | 26 | 2 | 5.4% |
| Clermont County | 29 | 20 | 3 | 10.3% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,522 applications in 2025, of which 1,027 were originated and 124 denied.
8.2% of all applications, or 10.8% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Equity Resources originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Equity Resources's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology