Republic State Mortgage in Ohio vs the state
3.1%Denial rate-14.56 pts vs state
3.6%Decision denial rate-18.32 pts vs state
84.4%Origination rate+24.48 pts vs state
6.75%Median rate-0.13 pts vs state
0.72Rate spread (pts)+0.33 pts vs state
$70kMedian applicant income
81Loans originated
3Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 121 | 88 | 4.1% | 7.25% | #276 |
| 2024 | 100 | 81 | 3.0% | 7.13% | #308 |
| 2025 | 96 | 81 | 3.1% | 6.75% | #330 |
What Republic State Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Republic State Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tuscarawas County | 72 | 60 | 3 | 4.2% |
| Stark County | 11 | 10 | 0 | 0.0% |
| Harrison County | 3 | 2 | 0 | 0.0% |
| Carroll County | 2 | 2 | 0 | 0.0% |
| Muskingum County | 1 | 1 | 0 | 0.0% |
| Athens County | 1 | 0 | 0 | 0.0% |
| Columbiana County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Logan County | 1 | 1 | 0 | 0.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 96 applications in 2025, of which 81 were originated and 3 denied.
3.1% of all applications, or 3.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Republic State Mortgage originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Republic State Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology