Gvc Mortgage in Ohio vs the state
1.5%Denial rate-16.22 pts vs state
1.8%Decision denial rate-20.05 pts vs state
77.9%Origination rate+18.00 pts vs state
6.75%Median rate-0.13 pts vs state
0.54Rate spread (pts)+0.16 pts vs state
$84kMedian applicant income
423Loans originated
8Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 242 | 185 | 2.9% | 7.25% | #191 |
| 2024 | 312 | 258 | 2.9% | 7.13% | #169 |
| 2025 | 543 | 423 | 1.5% | 6.75% | #126 |
What Gvc Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Gvc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Stark County | 126 | 107 | 1 | 0.8% |
| Lucas County | 89 | 63 | 0 | 0.0% |
| Hamilton County | 58 | 46 | 0 | 0.0% |
| Summit County | 50 | 42 | 0 | 0.0% |
| Butler County | 30 | 24 | 1 | 3.3% |
| Lorain County | 21 | 19 | 0 | 0.0% |
| Montgomery County | 15 | 10 | 0 | 0.0% |
| Wood County | 14 | 9 | 0 | 0.0% |
| Warren County | 13 | 10 | 0 | 0.0% |
| Clermont County | 10 | 9 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 543 applications in 2025, of which 423 were originated and 8 denied.
1.5% of all applications, or 1.8% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Gvc Mortgage originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Gvc Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology