KeyBank in Ohio vs the state
24.7%Denial rate+7.05 pts vs state
28.8%Decision denial rate+6.92 pts vs state
59.7%Origination rate-0.18 pts vs state
6.63%Median rate-0.25 pts vs state
0.25Rate spread (pts)-0.14 pts vs state
$84kMedian applicant income
2,071Loans originated
858Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,681 | 2,512 | 29.9% | 7.25% | #15 |
| 2024 | 3,480 | 1,961 | 28.4% | 6.75% | #27 |
| 2025 | 3,468 | 2,071 | 24.7% | 6.63% | #31 |
What KeyBank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most KeyBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 1,093 | 663 | 284 | 26.0% |
| Lucas County | 348 | 244 | 60 | 17.2% |
| Franklin County | 241 | 129 | 66 | 27.4% |
| Summit County | 179 | 107 | 48 | 26.8% |
| Lorain County | 171 | 97 | 48 | 28.1% |
| Stark County | 167 | 109 | 35 | 21.0% |
| Montgomery County | 126 | 72 | 35 | 27.8% |
| Lake County | 111 | 63 | 30 | 27.0% |
| Hamilton County | 92 | 47 | 22 | 23.9% |
| Erie County | 81 | 48 | 22 | 27.2% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 3,468 applications in 2025, of which 2,071 were originated and 858 denied.
24.7% of all applications, or 28.8% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans KeyBank originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are KeyBank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology