Mutual of Omaha Mortgage in Ohio vs the state
14.6%Denial rate-3.06 pts vs state
18.4%Decision denial rate-3.53 pts vs state
62.8%Origination rate+2.88 pts vs state
6.63%Median rate-0.25 pts vs state
0.49Rate spread (pts)+0.11 pts vs state
$73kMedian applicant income
1,270Loans originated
296Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,457 | 898 | 21.4% | 7.08% | #55 |
| 2024 | 1,624 | 981 | 17.4% | 6.75% | #51 |
| 2025 | 2,023 | 1,270 | 14.6% | 6.63% | #49 |
What Mutual of Omaha Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 252 | 149 | 35 | 13.9% |
| Stark County | 245 | 181 | 23 | 9.4% |
| Franklin County | 194 | 128 | 30 | 15.5% |
| Summit County | 132 | 102 | 13 | 9.8% |
| Lorain County | 74 | 54 | 7 | 9.5% |
| Lake County | 67 | 48 | 7 | 10.4% |
| Hamilton County | 67 | 32 | 15 | 22.4% |
| Delaware County | 62 | 45 | 0 | 0.0% |
| Montgomery County | 55 | 36 | 7 | 12.7% |
| Butler County | 48 | 27 | 8 | 16.7% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 2,023 applications in 2025, of which 1,270 were originated and 296 denied.
14.6% of all applications, or 18.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Mutual of Omaha Mortgage originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology