Howard Hanna Financial Services in Ohio vs the state
0.9%Denial rate-16.79 pts vs state
1.1%Decision denial rate-20.80 pts vs state
81.9%Origination rate+22.00 pts vs state
6.63%Median rate-0.25 pts vs state
0.33Rate spread (pts)-0.06 pts vs state
$100kMedian applicant income
1,720Loans originated
19Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,992 | 1,570 | 2.1% | 6.65% | #43 |
| 2024 | 2,027 | 1,633 | 2.1% | 6.75% | #44 |
| 2025 | 2,100 | 1,720 | 0.9% | 6.63% | #46 |
What Howard Hanna Financial Services lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Howard Hanna Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 577 | 482 | 4 | 0.7% |
| Summit County | 261 | 226 | 2 | 0.8% |
| Lorain County | 133 | 120 | 1 | 0.8% |
| Lake County | 127 | 111 | 2 | 1.6% |
| Medina County | 103 | 86 | 0 | 0.0% |
| Franklin County | 80 | 64 | 0 | 0.0% |
| Lucas County | 65 | 45 | 1 | 1.5% |
| Portage County | 63 | 57 | 0 | 0.0% |
| Stark County | 56 | 44 | 1 | 1.8% |
| Geauga County | 56 | 46 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 2,100 applications in 2025, of which 1,720 were originated and 19 denied.
0.9% of all applications, or 1.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Howard Hanna Financial Services originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Howard Hanna Financial Services's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology