Pulte Mortgage in Ohio vs the state
9.5%Denial rate-8.17 pts vs state
11.2%Decision denial rate-10.74 pts vs state
75.6%Origination rate+15.67 pts vs state
5.63%Median rate-1.25 pts vs state
-0.55Rate spread (pts)-0.94 pts vs state
$147kMedian applicant income
1,064Loans originated
134Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 994 | 757 | 7.1% | 5.99% | #71 |
| 2024 | 1,291 | 978 | 6.6% | 5.99% | #65 |
| 2025 | 1,408 | 1,064 | 9.5% | 5.63% | #65 |
What Pulte Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Delaware County | 381 | 281 | 42 | 11.0% |
| Franklin County | 287 | 207 | 41 | 14.3% |
| Lorain County | 240 | 181 | 14 | 5.8% |
| Union County | 121 | 91 | 8 | 6.6% |
| Summit County | 107 | 85 | 13 | 12.1% |
| Cuyahoga County | 82 | 64 | 4 | 4.9% |
| Pickaway County | 58 | 41 | 7 | 12.1% |
| Medina County | 54 | 48 | 2 | 3.7% |
| Lake County | 52 | 45 | 2 | 3.8% |
| Portage County | 26 | 21 | 1 | 3.8% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,408 applications in 2025, of which 1,064 were originated and 134 denied.
9.5% of all applications, or 11.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Pulte Mortgage originated in Ohio in 2025 was 5.63%, against a statewide median of 6.88%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology