Primelending, a Plainscapital in Ohio vs the state
4.5%Denial rate-13.19 pts vs state
5.1%Decision denial rate-16.78 pts vs state
77.4%Origination rate+17.45 pts vs state
6.75%Median rate-0.13 pts vs state
0.45Rate spread (pts)+0.06 pts vs state
$90kMedian applicant income
1,134Loans originated
66Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,572 | 1,209 | 3.8% | 6.99% | #53 |
| 2024 | 1,544 | 1,193 | 4.0% | 6.99% | #54 |
| 2025 | 1,466 | 1,134 | 4.5% | 6.75% | #62 |
What Primelending, a Plainscapital lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 317 | 252 | 8 | 2.5% |
| Preble County | 186 | 161 | 4 | 2.2% |
| Hamilton County | 169 | 122 | 10 | 5.9% |
| Warren County | 131 | 108 | 2 | 1.5% |
| Clark County | 100 | 74 | 14 | 14.0% |
| Greene County | 98 | 74 | 1 | 1.0% |
| Butler County | 88 | 67 | 7 | 8.0% |
| Lawrence County | 65 | 37 | 5 | 7.7% |
| Cuyahoga County | 38 | 29 | 2 | 5.3% |
| Franklin County | 36 | 23 | 3 | 8.3% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,466 applications in 2025, of which 1,134 were originated and 66 denied.
4.5% of all applications, or 5.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Primelending, a Plainscapital originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology