Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket MortgagePlymouth, MI | C | $2.3B | 13,403 | 16.8% | 6.63% |
| 2 | United Shore Financial ServicesPlymouth, MI | B | $2.1B | 9,236 | 12.8% | 6.13% |
| 3 | Dhi Mortgage CompanyArlington, TX | B | $1.2B | 6,184 | 17.4% | 4.99% |
| 4 | First-Citizens Bank & TrustRaleigh, NC | B | $1.0B | 5,399 | 20.9% | 6.38% |
| 5 | Movement MortgageLancaster, SC | A | $905M | 4,069 | 3.1% | 6.56% |
| 6 | Wells Fargo BankCharlotte, NC | B | $904M | 1,791 | 16.9% | 6.38% |
| 7 | SouthState BankWinter Haven, FL | B | $888M | 4,350 | 21.6% | 6.85% |
| 8 | Lennar MortgageMiami, FL | A | $761M | 3,802 | 10.6% | 6.13% |
| 9 | Mortgage Research CenterColumbia, MO | C | $750M | 5,189 | 19.1% | 6.25% |
| 10 | Truist BankCharlotte, NC | C | $684M | 4,366 | 34.7% | 6.60% |
| 11 | Crosscountry MortgageCleveland, OH | B | $683M | 3,653 | 4.0% | 6.63% |
| 12 | Freedom MortgageBoca Raton, FL | B | $673M | 5,296 | 7.3% | 6.25% |
| 13 | Loandepot.ComIrvine, CA | D | $654M | 4,060 | 22.1% | 5.99% |
| 14 | Guild MortgageSan Diego, CA | A | $649M | 3,859 | 4.8% | 6.63% |
| 15 | Ameris BankAtlanta, GA | B | $640M | 2,512 | 7.8% | 6.49% |
| 16 | Vanderbilt Mortgage and FinanceMaryville, TN | F | $576M | 12,272 | 40.7% | 6.50% |
| 17 | Pennymac Loan ServicesWestlake Village, CA | C | $573M | 4,524 | 11.3% | 6.25% |
| 18 | Bank of AmericaCharlotte, NC | F | $570M | 5,009 | 33.1% | 6.24% |
| 19 | Navy Federal Credit UnionVienna, VA | D | $521M | 5,424 | 21.2% | 7.50% |
| 20 | JPMorgan Chase BankColumbus, OH | B | $487M | 1,645 | 9.1% | 6.49% |
| 21 | Primelending, a PlainscapitalDallas, TX | A | $471M | 2,046 | 4.0% | 6.38% |
| 22 | TD BankWilmington, DE | D | $444M | 1,908 | 21.6% | 7.44% |
| 23 | Pulte MortgageWilmington, DE | A | $438M | 1,526 | 8.1% | 5.99% |
| 24 | Fifth Third BankCincinnati, OH | D | $437M | 1,460 | 19.3% | 6.50% |
| 25 | First Heritage MortgageFairfax, VA | A | $424M | 1,619 | 3.0% | 6.25% |
| 26 | CMG MortgageSan Ramon, CA | A | $420M | 1,895 | 6.1% | 6.63% |
| 27 | LowerColumbia, MD | C | $417M | 2,142 | 7.4% | 6.63% |
| 28 | Southern First BankGreenville, SC | B | $412M | 1,204 | 1.7% | 6.88% |
| 29 | NVR Mortgage FinanceReston, VA | B | $395M | 2,220 | 21.0% | 6.13% |
| 30 | Fairway Independent MortgageMadison, WI | B | $391M | 1,768 | 5.2% | 6.75% |
| 31 | NewrezWilmington, DE | D | $388M | 3,749 | 18.9% | 6.50% |
| 32 | Guaranteed RateChicago, IL | B | $368M | 1,988 | 6.2% | 6.58% |
| 33 | First Reliance BankFlorence, SC | A | $327M | 1,118 | 4.3% | 6.63% |
| 34 | Founders Federal Credit UnionLancaster, SC | D | $308M | 2,970 | 21.9% | 7.50% |
| 35 | United Community BankBlairsville, GA | B | $303M | 1,438 | 24.6% | 6.50% |
| 36 | First National Bank of PennsylvaniaHermitage, PA | B | $290M | 815 | 15.2% | 6.38% |
| 37 | Pgim Real Estate Agency FinancingWilmington, DE | B | $289M | 12 | 0.0% | 5.47% |
| 38 | Pinnacle BankNashville, TN | B | $265M | 632 | 15.0% | 6.63% |
| 39 | Atlantic Bay Mortgage GroupVirginia Beach, VA | A | $264M | 1,301 | 3.2% | 6.62% |
| 40 | Regions BankBirmingham, AL | C | $262M | 1,242 | 32.8% | 6.00% |
| 41 | Northpoint MortgageSturbridge, MA | A | $239M | 525 | 1.5% | 6.63% |
| 42 | Renasant BankTupelo, MS | B | $237M | 656 | 2.7% | 6.50% |
| 43 | Fbc MortgageOrlando, FL | B | $235M | 988 | 7.2% | 5.49% |
| 44 | Jet HomeloansJacksonville, FL | A | $233M | 972 | 6.1% | 4.99% |
| 45 | South Carolina Federal Credit UnionNorth Charleston, SC | F | $224M | 1,613 | 10.7% | 7.63% |
| 46 | Nationstar MortgageCoppell, TX | C | $222M | 1,807 | 12.3% | 7.50% |
| 47 | Walker & DunlopBethesda, MD | C | $217M | 17 | 11.8% | 5.51% |
| 48 | Broker SolutionsTustin, CA | D | $211M | 2,738 | 7.4% | 6.75% |
| 49 | Mutual of Omaha MortgageSan Diego, CA | C | $204M | 1,130 | 16.6% | 6.63% |
| 50 | Berkeley Point CapitalMclean, VA | B | $200M | 6 | 0.0% | 5.21% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
