Wells Fargo Bank in South Carolina vs the state
16.9%Denial rate-1.39 pts vs state
23.5%Decision denial rate+0.05 pts vs state
54.8%Origination rate-1.78 pts vs state
6.38%Median rate-0.13 pts vs state
0.08Rate spread (pts)-0.14 pts vs state
$93kMedian applicant income
982Loans originated
303Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,398 | 1,152 | 26.2% | 6.38% | #20 |
| 2024 | 1,947 | 900 | 23.8% | 6.50% | #26 |
| 2025 | 1,791 | 982 | 16.9% | 6.38% | #33 |
What Wells Fargo Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 183 | 94 | 47 | 25.7% |
| Charleston County | 159 | 91 | 25 | 15.7% |
| Greenville County | 157 | 90 | 19 | 12.1% |
| York County | 129 | 83 | 13 | 10.1% |
| Beaufort County | 121 | 74 | 17 | 14.0% |
| Spartanburg County | 109 | 52 | 24 | 22.0% |
| Richland County | 108 | 56 | 19 | 17.6% |
| Lancaster County | 91 | 59 | 12 | 13.2% |
| Anderson County | 84 | 44 | 16 | 19.0% |
| Lexington County | 80 | 42 | 13 | 16.3% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 1,791 applications in 2025, of which 982 were originated and 303 denied.
16.9% of all applications, or 23.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Wells Fargo Bank originated in South Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology